Consumer Credit Risk

Risk of loss due to default on consumer credit products

Consumer credit risk is the risk of loss due to a customer's non repayment (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, and overdraft. For credit scorecards, use the Binning Explorer app to perform interactive binning for data sets and credit scorecard predictors. Additional credit scorecard modeling tools are available in Financial Toolbox™ and additional classification models are available in Statistics and Machine Learning Toolbox™.

Featured Examples